Buying a house with a RRSP… Without having a RRSP
You have savings to buy your first house and you are short but not by much? Here is a strategy that allows to convert a bank loan in a RRSP and then to use the associated tax refund [...]
Buying a Parking Spot with a Condo?
Future condo buyers are unanimous: a parking spot is very important, if not a must. Some consider the resale value, others simply the handy and practical aspect. “But wow is it expensive!”, tells me a young computer consultant who [...]
Taking possession of a new condo: how to protect yourself from delays
You have found your dream condo. You fell in love with the building plans and you signed a preliminary contract with the intent to buy a unit in this building. The agreement stipulates that you will take possession [...]
The preliminary contract: 5 important questions
The preliminary contract is the first step in the purchase of a new property. It is a critical legal document similar to the promise of purchase which precedes the purchase of a property from a previous owner, but [...]
Everything you need to know about home ownership programs
Municipalities need revenues to pay their employees and to provide services to their citizens, and the primary source of obtaining and increasing that revenue is through property taxes. Therefore, municipalities apply a variety of imaginative approaches to attracting [...]
A complete worry-free guide to buying your new home
Buying a home or condo is undoubtedly one of the most stressful steps in one’s life. At GuideHabitation.ca, we have spent the last several years observing this purchase process from both sides of the transaction. One thing is [...]
How to buy a new condo and save money
For somebody looking for a new home, these are confusing times we live in. Gone are the good old days of les habitants, when all you had to do was walk into a clearing, drive a stake into the [...]
What happens with my deposit?
Buying a home or a condo isn’t banal. It’s often the purchase of a lifetime. It’s therefore pretty normal to have foresight when the time comes to sign over a large check. And many buyers wonder: what happens [...]
Buying a house with a broker
It seems that more and more people enter the adventure that is buying a home without the services of a real-estate broker – but real-estate brokers remain very present on the homebuying landscape. When comes the time to [...]
7 Economic Benefits of Buying a Brand-New Home
You are looking for the ideal house but you do not necessarily want to spend hours upon hours making renovations . . . Are you interested by a brand new “turnkey” house? By selecting your future house wisely, [...]
