Charges and mortgages
Keywords: costs, mortgages, mortgage
Mes projets, mes ressources
Article on the importance of having insurance and mortgage financing projects at home (by increasing the mortgage balance, with obtaining a line of credit mortgage). Article in French.
www.labanquedemamaison.com
Acheter une maison - InfoMaison
Set of short articles on all aspects of buying a home: to tour the area, my financial ability, mortgage financing, RAP, seek and find his house, the municipal assessment, the right to transfer, promise to purchase, inspect the property, insurance, change of address and finally, the contract at the notary. Article in French.
Récupérer les taxes lors de l’achat d’une maison neuve - Blog du Proprio.com
GST and QST are only requested when purchasing a new home. It is possible to recover a portion of these taxes if certain conditions are met: the unit is a single apartment building or condominium, housing and land have been acquired in one transaction, you or near’re the first occupant after the work, etc.. The rebate is not complete, it is 36% of the total, and it is up to $ 8750 GST and $ 5 642 for QST. Article in French.
Combien cela va-t-il réellement me coûter? - Société canadienne d’hypothèques et de logement
Article covering all expenses related to buying a home. This includes the initial costs (insurance premiums, appraisal fees, deposit, down payment, inspection fees, fees on land registration, property tax, inspection and septic ,…) other expenses (garden tools, window coverings, moving ,…). Article in French.
Qu’est-ce que la taxe de bienvenue ? - Blog du Proprio
Article explaining what the fee of Bienvenue. It is a tax applied by the municipalities where a real estate transaction is conducted on their territories. To calculate this tax, it is based on the highest value between the municipal valuation and purchase price. The article includes examples of calculating the tax. Article in French.
Entretien d’une maison : Planifiez les coûts - blog du Proprio.com
Article on the maintenance costs associated with the purchase of a residence. These fees cover both general maintenance (eg cleaning gutters, replacement valves ,…) or investment (add a terrace, one floor at home). The costs of general meetings shall be those who are especially challenged because they help keep the house in order. It is also recommended to provide a financial flexibility to make unscheduled work if something goes wrong. Article in French.
Les frais de copropriétés - Blod du Proprio.com
Article explaining what is the condo fees. These are payable monthly in order of name of the condominium. They used to pay common expenses such as fees for snow removal, grass and others. The board of directors of the condominium, which manages money and granting the contract. The condo fees vary greatly depending on what services are offered, ranging 25 to $ 500. As the value of the condo, the higher costs may be high. Article in French.
Mon hypothèque, ma maison - Banque laurentienne
Article on the mortgage. Set different terms and mortgage products in addition to include a comparative table of the amortization period. Also explains the prepayment options while having a list of documents needed to obtain a mortgage. Article in French.
Avez-vous prévu toutes les dépenses reliées à l’achat d’une maison? - Blog du Proprio.com
Article dealing with expenses related to buying a home. These are various inspection fees costing between 150 and $ 400, transfer taxes (Welcome tax) is calculated according to the price of the house, the location certificate costing 500 to $ 1000 The notary fees costing between $ 500 and 1200, the municipal and school taxes which vary from one city to another and that other costs (GST and PST on the purchase of a new home, mortgage insurance, moving expenses ,…). Article in French.